Housing

Asset Building News Week, May 7-11

  • By
  • Hannah Emple
May 11, 2012
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The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include the Millennial generation, homelessness, economic mobility, public benefits, and banking innovation.

Asset Building News Week, April 16-20

  • By
  • Hannah Emple
April 20, 2012
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The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include taxes, inequality, the impact of demographic shifts on retirement security, education, and housing regulation.

GUEST POST: Investing in Family Self-Sufficiency

April 16, 2012
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Rebecca Sauer is an affordable housing and community development professional in New York City.

Many people see public housing or a Section 8 Housing Choice Voucher as a crucial means of survival when wages are low and cost of living is high. Few, however, see these options as springboards out of asset poverty. Boston-based non-profit Compass Working Capital has set out to shift a common perception about subsidized housing by providing clients with asset building opportunities through robust financial coaching. Compass has collaborated with a public housing authority in Lynn, Massachusetts to implement HUD’s Family Self-Sufficiency (FSS) program in a way that brilliantly bridges the gaps between social welfare policy, philanthropy, and bootstrap capitalism. Six months into the program, 48% of participants had already increased their income by at least $6,800.

Asset Building News Week, April 9-13

  • By
  • Hannah Emple
April 13, 2012
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The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include our new Assets Report, welfare reform, food security, veterans, housing, tax time, alternatives to mainstream banking, economic security for the working poor, and student loan debt.

The Relationship Among Homeownership, the Federal Budget, and the Racial Wealth Gap

  • By
  • Aleta Sprague
April 12, 2012
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The Asset Building Program’s analysis of the President’s FY 2013 budget reveals two key trends about the accessibility of homeownership and its relationship to overall wealth over the past few years. First, the benefits of the2013 federal budget’s investment in homeownership, which are delivered primarily through tax deductions, accrue chiefly to those who already have high incomes and substantial assets. Second, the housing crisis disproportionately affected black and Hispanic families, significantly widening the racial wealth gap and creating further barriers to savings and economic mobility.

Asset Building News Week, Mar 19-23

  • By
  • Hannah Emple
March 23, 2012
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The Asset Building News Week is a weekly Friday feature on the The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include housing, inequality, banking options, welfare, and jobs.

Asset Building News Week, Mar 12-16

  • By
  • Hannah Emple
March 16, 2012
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The Asset Building News Week is a weekly Friday feature on the The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include young adult unemployment, student loan debt, banking products, asset building at tax time, and the racial wealth gap.

Asset Building News Week, Feb 27-Mar 2

  • By
  • Hannah Emple
March 2, 2012
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The Asset Building News Week is a weekly Friday feature on the The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include education, consumer behavior, the Consumer Financial Protection Bureau, wealth, tax spending, banking, and housing. 

Asset Building News Week, Feb 20-24

  • By
  • Hannah Emple
February 24, 2012
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The Asset Building News Week is a weekly Friday feature on the The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include savings products and financial behavior, the Consumer Financial Protection Bureau, income inequality, and housing. 

Asset Building News Week, 2nd Edition

  • By
  • Hannah Emple
January 12, 2012
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The Asset Building News Week is a weekly Friday feature on the The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include food assistance, tax issues, the health-wealth connection, alternatives to banking and the prepaid card industry, and the mortgage crisis. 

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