AutoSave: Latest Publications

AutoSave Overview

Asset Building — Tue, 03 Nov 2009 10:22:00 -0500

AutoSave is a unique savings plan that automatically diverts through payroll deduction a small amount of post-tax wages into an individual savings account. This new infrastructure nearly seamlessly enables individuals to contribute small amounts of their wages into an accessible, non tax-advantaged savings account. It will be especially valuable for individuals who have limited liquid assets, and who may otherwise be forced to meet emergency needs with high-cost emergency loans.

Save More for Yourself and America

Cecille Isidro — Wed, 18 Mar 2009 14:12:00 -0400

As the economy slows, millions of Americans will cut their budgets to stay afloat. This generates conflicting impulses: If I skip that morning coffee and granola, will my thriftiness put my local coffee shop out of business?

Will that force America's granola farmers to lay off workers? What's a budget-conscious, patriotic and hungry girl to do?

Not to worry, saving a few dollars now will not prolong the recession. And, more important, spending all your discretionary income will not end the recession.

PODCAST: Savings Made Easy -- Perfect for Tough Times

Kate Schuler — Wed, 11 Mar 2009 14:13:00 -0400

End the War on Savings

Cecille Isidro — Thu, 12 Feb 2009 09:58:00 -0500

Finland recently launched a war -- on household savings. The campaign warns Finns to lay off the piggy bank, pleading: "Don't feed the recession." The rhetoric there is quite similar to reports we've seen here from economists and Wall Street forecasters nervous at signs that U.S. consumers are starting to save.

AutoSave Concept Paper