AutoSave: Publications, Events and More

AutoSave Overview

Asset Building — Tue, 03 Nov 2009 10:22:00 -0500

AutoSave is a unique savings plan that automatically diverts through payroll deduction a small amount of post-tax wages into an individual savings account. This new infrastructure nearly seamlessly enables individuals to contribute small amounts of their wages into an accessible, non tax-advantaged savings account. It will be especially valuable for individuals who have limited liquid assets, and who may otherwise be forced to meet emergency needs with high-cost emergency loans.

Behavioral Economics and Policy Meeting

Kirsten Gilbert — Wed, 28 Oct 2009 00:30:00 -0400

A New America Event
10/28/2009 - 9:00am

Overcoming Account Opening Impediments to the Bank Secrecy Act

Erin Drankoski — Tue, 18 Aug 2009 11:30:00 -0400

A New America Event
08/18/2009 - 8:30am

The New America Foundation and Appleseed hosted a timely roundtable discussion on a proposed policy aimed at clearing the path for opening basic bank accounts for immigrants and those who are new to the financial system. Participants included counsel and compliance officers of banks, prepaid firms and financial institution processors, representatives of nonprofits serving immigrant families, delegates from the Mexican Embassy and public policy experts.

Save More for Yourself and America

Cecille Isidro — Wed, 18 Mar 2009 14:12:00 -0400

As the economy slows, millions of Americans will cut their budgets to stay afloat. This generates conflicting impulses: If I skip that morning coffee and granola, will my thriftiness put my local coffee shop out of business?

Will that force America's granola farmers to lay off workers? What's a budget-conscious, patriotic and hungry girl to do?

Not to worry, saving a few dollars now will not prolong the recession. And, more important, spending all your discretionary income will not end the recession.

PODCAST: Savings Made Easy -- Perfect for Tough Times

Kate Schuler — Wed, 11 Mar 2009 14:13:00 -0400

End the War on Savings

Cecille Isidro — Thu, 12 Feb 2009 09:58:00 -0500

Finland recently launched a war -- on household savings. The campaign warns Finns to lay off the piggy bank, pleading: "Don't feed the recession." The rhetoric there is quite similar to reports we've seen here from economists and Wall Street forecasters nervous at signs that U.S. consumers are starting to save.

AutoSave Concept Paper

Asset Building — Wed, 12 Nov 2008 14:37:00 -0500

Introduction

AutoSave Overview

Asset Building — Wed, 16 Jul 2008 10:00:00 -0400

The overview below revisits the proposal explored in a July 2006 Working Paper by Reid Cramer. Please click here to access that document, or see below for the updated overview.

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AutoSave

Asset Building — Thu, 13 Jul 2006 11:00:00 -0400

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