Regulation

Why Goldman Always Wins

In the summer of 2000, David Poor, a direct descendant of a founder of Standard & Poor's, flew me to his family's Nantucket home on a private jet.

Megan McArdle | The Atlantic | October 2009

Making The Case For Co-ops

Why are Republicans rushing to oppose co-ops? In the New York Times, Robert Pear and Gardiner Harris describe the vagueness of the various co-op proposal floating around the moment before ending on a discouraging note.

"Senator Orrin G. Hatch, Republican of Utah, said he saw the differences as more semantic than substantive. "You can call it a co-op, which is another way of saying a government plan," Mr. Hatch said."

Reihan Salam | CBSNews.com | August 19, 2009

Go North, Young Man

To understand America's economic future, it helps to look at some of our largest trading partners. Will we move towards a smaller state, a more egalitarian economy or both?

Reihan Salam | Forbes.com | August 17, 2009

Local Savings and Loans Had OTS as Regulator | Contra Costa Times

Ellen Seidman, who served as the head of OTS from 1997-2001, says it's time to consider if OTS should be eliminated, although she declined to comment on the ...
Ellen Seidman | July 7, 2009

The Case for Goliath

On June 3, 2003, the Treasury Department’s James Gilleran brought a chainsaw to a photo-op. While speaking to reporters, he promised to cut up piles of paper representing regulations of the financial sector. Joining him were representatives of four other U.S. regulatory agencies in charge of overseeing finance, armed with less formidable (but still sharp) gardening shears. The message was clear: The Bush Administration was tearing down the final pieces of the New Deal regulatory wall.

Banking "Broken," Consumers Need Help: Watchdog | Boston Globe

Ellen Seidman, a former bank regulator who is now a senior fellow at the New America Foundation, a think tank, expressed support for the new agency in her prepared remarks for the committee. But she said bank regulators should retain consumer ...
Ellen Seidman | June 24, 2009

New directions, New Federal Agencies | Federal News Radio

The president has proposed setting up a consumer financial protection agency to protect you from bad lending practices. But how will this change the federal landscape? Melissa Koide is Deputy Director of the Asset Building Program at the New America Foundation. She joins us with her take on what this new agency would do. Link to audio
Melissa Koide | June 22, 2009