"Panicked" is a good

"Panicked" is a good description of this letter. At the very least, it is shortsighted. At a time when we are hearing that colleges' endowments are losing money and that they might have to cut their grant aid and put their building plans on hold, why aren't they thinking about how they can compete for students?

With private lenders out of the market, there is a vacuum just waiting to be filled. Colleges and universities should aggressively move towards setting up (or expanding) their own loan programs. It is cheaper than grants; it is self-sustaining; and it will be attractive to students and their families. Why do these idiots want private lenders back?

University student loans

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