You may have a 'donut' health plan

You better read your health plan very carefully - it is probably not a quality plan.
If your health plan is the Long Term Care Workers Health Trust, you may have very little real health insurance. Unlike other plans, the LTCWHT requires prior approval for almost everything. The claim administrator has been barred from doing business in California and, because it is a self-insured scheme, the incentive is to deny coverage.
When this bit of crookedness gets exposed it will make the disclosures in the LA Times last Saturday look mild. By the way, Tyrone appoints the directors and effectively he runs this scam too, and they have not filed the proper documents and reports with the IRS. Don't take my word for it - ask the IRS or ask Tyrone (if you can believe anything he says). You could be left holding the bag.
Also, if you pay dues to Tyrone's local, has he thanked you for the $10,000 dollars worth of expensive cigars he bought with the members' money. It's the least he could do.

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