Regional banks are finding it difficult to raise enough capital to fend off fears over their poor financial health. A recent report from Goldman Sachs claims banks will need $65bn in addition to the $120bn they already raised to shore up their balance sheets. Most national and global banks continue to find investors, but regional banks are struggling to secure financing and investors are convinced they are too small to receive a government bailout. Last week, IndyMac's failure will likely cost the FDIC almost 8 billion dollars.

Snapshot asks, is the FDIC's $53bn fund adequate to handle a run on regional banks?

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