In a country like India, cell phone users have spread far a wide even in rural areas over the past few years. With such an increase in number of cell phones it is obvious that banks too are attracted to it, but the noteworthy introduction into mobile banking can be seen by the Barclays Hello Money. Understanding the fact that not everyone in India can afford a completely ultra modern expensive cell phone, Barclays has made an effort to see that mbanking can be performed even on the most simplest phone with any kind of service provider. **Source: www.barclays.co.in/hellomoney