This is an issue that disgusts me. Colleges are making deals that will only help increase the debt load of their students and it is not in any way in the students' favor. Most of these card being offered to these college students carry higher rates and worse terms then they could get on their own and there are huge payoffs in the millions to the colleges that will get lost in bloated salaries for the executives and never reach down to the students. Basically there is no plus here for the students and only downside. Its a sham.