Submitted by Lucy'smom (not verified) on March 9, 2009 - 8:09pm.
If you have defaulted on your student loans and wish to work out a way to pay back your borrowed debt without having to have your wages garnished, contact the Department for help. You can also contact the office of the Ombudsman to ask if you have a case against your school (but don't you mean lender?), but it is unlikely they will side with you if the following occurred:
1. You signed a promissory note with a lender to borrow funds for school.
2. You did not pay back the funds you borrowed, nor did you contact your lender to work out a payment plan- or defer payments.
It is really unclear about you borrowing money from your "school" as schools typically don't lend funds directly to their students. They usually go through lenders- in which case, regardless of how many times your school changed names, you still owe the funds you borrowed back to whomever loaned them to you.
Part of being a responsible adult is accepting responsibility for your debt- if you refuse to get a job because you're afraid they'll garnish your wages, you should contact the lender- and find out how you can work something out to repay your debt. It really is irresponsible and quite stupid to remain unemployed (and probably on government aid) to avoid responsibility... and to attempt to sue your school because you didn't get further funding... well, by the looks of it- if you can't repay what they already loaned you, I doubt they made a mistake by not continuing to disburse further loan payments to you.
Contact the Department of Education
If you have defaulted on your student loans and wish to work out a way to pay back your borrowed debt without having to have your wages garnished, contact the Department for help. You can also contact the office of the Ombudsman to ask if you have a case against your school (but don't you mean lender?), but it is unlikely they will side with you if the following occurred:
1. You signed a promissory note with a lender to borrow funds for school.
2. You did not pay back the funds you borrowed, nor did you contact your lender to work out a payment plan- or defer payments.
It is really unclear about you borrowing money from your "school" as schools typically don't lend funds directly to their students. They usually go through lenders- in which case, regardless of how many times your school changed names, you still owe the funds you borrowed back to whomever loaned them to you.
Part of being a responsible adult is accepting responsibility for your debt- if you refuse to get a job because you're afraid they'll garnish your wages, you should contact the lender- and find out how you can work something out to repay your debt. It really is irresponsible and quite stupid to remain unemployed (and probably on government aid) to avoid responsibility... and to attempt to sue your school because you didn't get further funding... well, by the looks of it- if you can't repay what they already loaned you, I doubt they made a mistake by not continuing to disburse further loan payments to you.
Best of luck.