If you think Pell should be an entitlement everybody should pay for it not just borrowers. The purported savings is nothing more than a tax on borrowers that impacts primarily middle and low income families. Have we not saddled the next generation with enough debt? The fact that student loans have a higher interest than mortgages and car loans is outrageous. The Government shouldn’t be in the business of making money on the taxpayers they are supposed to be serving. The Government can always raise money cheaper than the private sector, heck they can just print it. Perhaps all loans, mortgages, car, credit cards should be made by the Government.